Venture With Joe and Cody
Venture with Joe and Cody is a captivating journey into the lives and stories of business leaders, entrepreneurs, and pivotal community figures, revealing the essence of success through candid conversations. Tune in to discover the setbacks, triumphs, and invaluable lessons learned on the path to making a mark in the business world and beyond.
Venture With Joe and Cody
How AI Is Reshaping Agents, Lenders, And Consumer Trust
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A new rule in Oregon tries to limit real estate team names, and we ask the blunt question: does anyone hiring an agent actually care about the brokerage logo—or do they care about results? That debate launches us into a bigger conversation about AI’s real impact on housing: where the tools help, where they fail, and how smart pros can use them without losing the human touch.
From the lending seat, we talk through practical wins like faster guideline research, cleaner client emails, and better organization—all while admitting that judgment calls and complex conversations still need a person. On the agent side, we break down how AI can speed up market briefs, listing copy, and lead triage, yet why contract review, negotiation, and risk management remain human-led for now. The theme is clear: AI is a force multiplier, not a silver bullet.
We also dig into how trust is built today. DIY content on YouTube doesn’t just replace services; it proves expertise. Younger buyers search TikTok before Google, and the pros who teach clearly tend to win the call. Still, convenience economics rules: most people will outsource their largest purchase because time, risk, and emotion beat the urge to do it alone. Looking ahead, we explore policy pressure, data security, and liability—expect lobbying, stricter standards, and better audit trails as AI moves deeper into underwriting and contracts.
If you’re a curious homeowner, a future buyer, or a pro trying to stay relevant, you’ll leave with a practical framework: adopt the right tools, document your workflow, validate the output, and keep humans in the loop where stakes are highest. If this conversation helped you think differently about real estate and AI, follow the show, share it with a friend, and leave a quick review so others can find us.
Welcome And Oregon Naming Law
SPEAKER_01Hey, hey guys, welcome to another episode of Venture with Joe and Cody. Over there is Cody Wilhelm with Residential Mortgage. I am Joe Skipper with Skipper Realty Group with EXP Realty. And I just say that right now. Something that maybe we should talk about. It's current. Is Oregon passed a law, and I need to find out more about this. We're like, I'm talking about this without even thinking. They passed a law that I think that they're limiting the names of real estate groups, like Skipper Realty Group, like those sort of realty group names. I don't know anything about it, so bear with me here. But I think it was to the purpose was to I guess people are confused as to what are you under a brokerage or are you your own team? Or you know, the confusion of who is who. And so it used to be that, you know, if you had your team and you had to make it visible to be like I'm with EXP, for example. So it's skipper realty group, EXP, you got the logos, the multiple logos, all that sort of stuff. I think Oregon just passed a law that basically says that those are either limited or not allowed anymore. So I need to look at it. Really? Wow. Like I think you are illegal right now. I don't think it's illegal yet. I think it's in the beginning of the year, I think. But I think that Oregon is trying to figure out how to kind of nigga. Like I think the bill went into effect, and I think in the next session they're trying to address that particular part of the law that will kind of help us. But I was like, I was like, dude, I don't want to have to get away from the rebranding everything. Everything. Like Skipper Realty Group there. Yeah. Like everything.
SPEAKER_02So what I don't understand, I understand the confusion, right? Because there's I think until you start to understand the industry and how how it works. Oh, for sure. You're thinking like, oh, this person owns their own real estate company because their company name is Skipper Realty Group.
SPEAKER_01Yeah.
SPEAKER_02But why is that what I don't understand is why would that be a problem?
SPEAKER_01I know. I know.
SPEAKER_02Because the big company is not getting their recognition. Because the confusion of it, like if you want to work with somebody, maybe it seems like false advertising. I don't know, but it doesn't make sense on why you would regulate that because it has no impact.
SPEAKER_01But I'm gonna I'm gonna say this, and I I probably have to preface this by saying this is my own opinion, not the opinion of EXP or anyone else. Sure. Um but I'm with you. I think it's I think it's stupid. I I think that what one, if I'm the average consumer, do I care for one if Joe Skipper has his own brokerage or if he's under Keller Williams or EXP right Cascade Sotheby's or whatever?
SPEAKER_02Who cares?
SPEAKER_01Sure. I think this is part and someone correct me if I'm wrong. If you're here listening to this and you have an opinion that you're you know that you think is right. I think it's an antiquated thing. I think it's one of those antiquated things that I think in the real estate industry for sure, we are so slow at reacting to real life. I remember when I first joined social media, there was this big thing that like if you post a video or anything, you have to get the video in the post approved through your principal broker before you post it. Because you have to make sure it's in compliance with the, you know, blah blah blah and blah blah. And now it's over. But it was like real estate was so slow to pick up on the fact that you can't do that. Like if you're posting regularly, I cannot wait for my principal broker to say, Oh, you're good to go with this, and it and it meets all the standards. I'm not saying to violate the standards, but it just was it this reminds me of that. That like somebody very confused. I don't know, I I would love to meet the person that was confused and actually argue the fact that they're upset about this because I'd love to see that their personality is, but they're like, ah, I did not know Skipper Realtor was with EXP, and it bothered me so much that I need to go to my legislator to tell that it bothered me so much that I was unaware that they were part of this. I just don't I think this is such an antiquated thing, and I think this happens with every large company. It's like they're such a slow ball rolling that time, like things are flying by 'em, and they're like, like, we don't know what to do with this. And I think this is just from what I'm learning now, it's just a stupid thing. Like, why are we caring?
SPEAKER_02I don't I don't know either. I mean, I I just can't see. I mean, all you have to do is is if you're not sure, you just ask the question. Like, hey, why would I care?
SPEAKER_01Like, I honestly have never when I bought in some houses before as a real estate agent, I could care less. I honestly could care less what who you're part of, Cody. Like, I I just I it could be Cody Wilhelm with Cody Wilhelm loans. I don't, it does not matter to me. So there's gotta be something. I'm hopeful that this world is sane enough to there has to be some reason why people are like, you know, you have to have the brokerage. So if you know it and you know that reason, please comment below so Cody and I can get uh rectified. I'm I'm open-minded enough to hear if it's like if there's something that needs to be done, you know, if they're like this is why, and it makes sense, totally fine with it.
SPEAKER_02Sure. I mean, I could see it more on the on the mortgage side, because say you had a bad experience with this company, and you know, you're like, I'll never work with them again, and then you find out that this lender, this person works for that company, but their name was disguised. And yeah, but it's like from a real estate side, to me, it is so much more of an individual. It's not as if like exp as a company, you know, you're you're getting this specific service from the company and dealing with them on an ongoing basis. You know, at least with your mortgage, it's like you have to make your payment to them, you have to call customer service, like you're tied to them.
SPEAKER_01Yeah, you're committed to them.
SPEAKER_02So I can see it a little more from that side, but from the real estate side, I don't know. It's silly. I'd be curious to learn.
AI Hits Lending First As A Research Tool
SPEAKER_01The thing is, I'll probably have to, yeah, I don't know. Comment below if you have an idea. I think I'd probably go SRG, right? And just not tell them what it means.
SPEAKER_02SRG EXP.
SPEAKER_01Yeah, SRG EXP. It's like the alphabet that I can get. Anyways, that's not what we were gonna talk about, but it's as I was saying it, I was like, I forgot about that. And so it will have to be addressed.
SPEAKER_02Well, that kind of plays into what we're gonna talk about, though.
SPEAKER_01True, a little bit of AI gonna talk about the future, uh, the future of real estate and AI. Like it's a really probably hot topic in your community, but super hot topic in the real estate uh community. We just got done. I didn't go to it, but exp just had their conference in Florida, and a large portion of that is uh talking about AI, uh, how to use it, how to utilize it, how to make the best of it, but and how the industry is changing to it. Start us off, Cody. What do you see with I I know what's happening in the real estate world, but what's going on in the lending world with AI? How are you guys using it? What's the deal with it?
SPEAKER_02Yeah, so from a from an actual loan part process of things, it really hasn't created much of an impact yet. And maybe it has on some of what they're building out and what they're able to integrate into software and stuff from a practical standpoint, loan officer standpoint, it's really kind of helping you with maybe looking up guidelines where it's easier, right? You do your normal go to the guidelines that are online and you scroll and you search through there. I mean, I use Chat GPT for for looking up guidelines because the thing that I love about it is it will send you the link, right? It's like here's my here's my question, here's what I want to deep dive into, and it'll send you the link, which is the link for Fannie Mae's guidelines on that specific topic. So just cuts down my search time. Um, I'm I'm using the same resource, but it's just cutting down on the search time. You know, AI can help with answering a lot of questions because it it's tied into there, it can help you structure emails. The thing that it can't help you with is walking through real life scenarios on what is you know, conversations. Yeah, it's just like anything, it's computer, computer related. It's awesome, it's convenient. But if you need, if you're not the type of person that that needs hand holding and explaining and walking through and like a real person that you know, there's always that little bit of when you look something up and you get it online, there's always like, is this true? I it it is online, but how old is this information? Yeah, who submitted this information? Because you know, all it's doing is scrubbing the internet for it. So from a from a loan officer standpoint, business standpoint, I can see how it, I'm sure down the road they're gonna they're gonna probably eliminate positions from it. The loan officer position, I don't know how much that will be impacted. I'm sure it will be, but to to an extent that you just don't need them anymore. Um, I don't know. I guess that's TBD, but right now it seems more of like a resource than it does a um replacement. You know, a replacement. And again, that could be so we're still so early on in this this journey. I could, you know, next year I could be telling you that I I'm just hoping to have a job instead of you like really need this podcast to go because we exactly just with the podcast. Please, people subscribe, please.
SPEAKER_01Right the sponsorship money.
SPEAKER_02Exactly. What are you seeing though?
Can AI Replace Agents Or Just Assist
SPEAKER_01Similar. It it is interesting. I'm not naive enough to think that we couldn't be replaced, like completely like, but I don't I don't know. It's it's a really it's a really hard battle because I do think this is, you know, they've talked about this as being like the internet, or you know, we had talked previously about farming and like how you got tractors and how you know came from like a manual labor to now tractors. And so it is a big move. I don't think this is just a fad. I don't think this is just something stupid. I think it is going to be the future of every position and every job in society at a certain level. I think humans have to be involved at some point. I guess I don't know. What we're kind of focusing on is using AI, especially EXP, who's an online brokerage. So it's kind of we're on like the forefront of this stuff, anyways. Being an online brokerage, we got rid of the brick and mortar long before anyone else has gotten rid of brick and mortar buildings and all that sort of stuff. So I'm thankful that I'm with this brokerage that kind of already is like we're we're moving on with it. So we use it a lot for as an asset to each business to help with, like you said, the background work and things like that. Contractually, I think that you know, like I think my initial hesitations is contracts, negotiations, those sort of things like can't be done by AI. Having said that, I'm not stupid enough to think that maybe AI will get so good that they can review a contract for accuracy for legality-wise, and it can be trusted to be legal. Because right now, you throw any piece of paper into Chat GPT, it can analyze it, but there's mistakes all over the board.
SPEAKER_00Yeah.
SPEAKER_01So I don't know. I guess I'm on a little bit of a rant, but I I don't know. Like right now, our businesses are adapting to it, and I think businesses that in real estate agents that are like, no, I'm not doing AI, it's just too much for me, or it's or it's overwhelming, they're gonna fail in the next five to ten years. Guaranteed, they will fail. The people that are adapting with AI and using it to better their business and marketing and you know, background or back-end work so that you are more front-facing, you're more available, you're more, you know, that will make those agents really good. But yeah, it's interesting to think. Like, because if you if I nitpicked everything of your lending and stuff, I could be like, okay, well, if AI was able to, if AO is capable to do X, it could do it. But I think there are some unique things. The negotiations, for one, on our side, it's like, yeah, they could suggest to someone, like you type this in, hey, this is a contract, this is what we saw, this is the work that needs to be done on the house after inspection. What do you think? And it could probably pop out some suggestions. Yeah. I don't know.
SPEAKER_02Well, and I think it's tough because to me, you have, you know, you're your different generations where I know we've talked about where where we land as 40-year-old price or age range.
SPEAKER_00Yeah.
SPEAKER_02We're like that beginning of the older generation, I guess you could say, that's a that's used and adapted to technology. And you know, our parents' generation is a little a little more like, no, I want the in-person, I want the to still meet with people, shake their hands, look them in the face. Ours, our generation is kind of like that in-between. I think we'd prefer it, but we're still okay with technology. So I think what'll be interesting is like our kids' generation, because growing up with all of this, for sure, are they more used to and okay with just technology running everything, yeah, and not feeling the need for and maybe not having some of the personal skills that that that requires. So I think for our you know, next handful of years, I think we're it's still gonna be that learning phase, but ultimately, if you if you really break it down, you're you're buying the most expensive thing you'll probably ever buy, unless you just become really wealthy, then you might have other things. But like the average person, it is the most expensive, it's the most money you're gonna spend, and it's the largest purchase you're gonna you're gonna finance. So to me, I feel like there's a lot of things you can do to have AI help you and and negotiate things and and kind of like give you an idea. But when it really comes down to it, I'm sure there will be people that will just be fine with it, but I think the the majority are gonna be like, you know, I still I still think I want to make sure that we're doing this the right way, yeah. By talking to a human and having a human help us, then you know, I feel good that the computer's telling us, but also in that, where where becomes the liability of AI?
Generational Trust And Human Guidance
SPEAKER_01Like if you so something walks you through some computer walks you through a purchase and something in the end went wrong, right? Whose liability is it? You know, yeah. Um yeah. Yeah, I think you could argue both sides. I think you're right. Like I think the younger generation may, in fact, by the time we're 70 or whatever, they may be like, Yeah, why do you guys even think that AI couldn't do this? Like, you know, and and real estate agents are maybe monitoring deals, they're just more of like a monitoring management, you know, like kind of keeping things in order. Maybe the same with lawyers and things like that, that like a lot of the legality issues could be kind of back end, and then that agent is more of just like a face to kind of help things go or represents that liability or does something, you know, to make sure they're the liability. Maybe the same with like I was thinking with your industry, and maybe this is stupid, but like underwriting and things. It's like maybe they can get maybe AI can get sophisticated enough to kind of do those final checks just as a yeah, yep, we're good. They just we don't need someone actually looking at it. But then I'd say again, it's a it's a loan that the lender is not yeah, maybe they don't want to trust the AI to be like, you know, that they did something wrong. So yeah, it's gonna be an interesting thing. I think the biggest thing that I take away from this, and maybe you do as well, is I I need to make more of a proactive AI intensive deep dive. I think Chat GPT is is great, but I think there's a lot more out there that I might like we get we get into that, like oh Chat GPT, and then probably a 20-year-old's like, have you not used XYZ? Like they're Chat GPT is so old. Yes, yes, way better. So I think like I I need to tap into more of that training in AI to really stay up to trends because it's changing so fast, and it for anyone in our industry at our age, it's very easy to be like, I'm just blinders on. I just I'm doing really well right now. This is how I'm gonna stay. And you may be comfortable like that for five to ten years, maybe. But right, if you just like let it go to the wayside, even if you do believe in it, I do think that AI will kick you right in the pants in about 10 years if you're like, oh, I just use ChatGPT to write my listing descriptions. Right. It's like, yeah, yeah.
SPEAKER_02Yeah, no, we can tell, we can tell you're still using Chat GPT.
SPEAKER_01The only reason that, yeah, that I use Chat GPT is like Grandpa Joe over here. So I do think I think even now I'm missing it. I because I even when I say Chat GPT, I'm like waiting for my son to be who's 13, to be like, Yeah, use Chat GPT. Like, yeah, you so you think you're so cool. Yeah, I know. And so I do think it's gonna require a very proactive. This is a unique time in our industry, in any industry. I bet lawyers, business people are all probably doing the same thing, and is like how do we adapt to this? Because this is like that to me, it's like the internet boom. Like it's not just like a oh, we just got this new contract or we got this new law that came into place. It's a I think it's a sh dynamic shift of of a world. Like the internet changed the world and how we did things, and I think AI is gonna change the world and how we do things. And so I think I'm trying to just stay up to date and stay focused on kind of being in the know because as you know with social media and all that stuff, it's like I already tell my s I are I can already tell that I'm like, yeah, I don't need to, you know, I don't need this, I don't need this newest trend thing, or I don't need this, you know. The phone. I I got a new phone, and we've talked about this. It's like I used to get an new iPhone every year. Every year. Like I didn't care if I needed it, if I wanted uh you are getting that new one. My phone's like my phone's good for a few years. My phone, it's it works just fine. And I it's just like my parents makes the phone calls, like that's all I need to do. It does what I ask it. Yes, and I just am like I yeah, you have to fight that. You probably are the same. Like I have to fight that like uh comfort level of just like I like my chat GPT and where I search things and what I what I do with things, and it really you have to like proactively go at that I AI. I don't know what I'm just saying round about that for me, and I'm talking just out loud or thinking out loud, is like, yeah, I my goal is to just continue to stay up front with AI, no matter what. Try new, try a new thing that comes out and try this new AI program that comes out for a little a few months, just like I did with Chat GPT, you know. Right. Like, oh, let's just try this chat GPT, it's this new thing, and I'm sure there's new stuff coming out.
Liability, Underwriting, And Automation
SPEAKER_02Oh yeah, right. But I mean, I see stuff all the time that is that's essentially talking about what we're just talking about right now. It's like you're only using Chat GPT. Well, here's what you need to be using, you know, and it lists off 10 other companies or or programs that you could be using for specific needs, and I think that's where it really starts to to expand is like chat GPT is great for this, but if you want to do this, you need to go over to this one, and if you want to go here, whatever you're looking to do, there's a specific AI for that, not just in general, like which does get a little overwhelming if you're if you're just trying to kind of stay current with things and you're going, man, I gotta learn this thing now, and I gotta learn this one, and do I even use them? But I think going back really quick, because as we've been talking, I'm kind of like processing a little bit more on what I think. I think from from the the mortgage side, I can see the beginning of things where it's automation on documents, and so it might slowly be phasing the operations side of you know this specific individual that is no longer really needed because or maybe it's one one assistant type person for a whole office as opposed to one for every couple loan officers. So it's like I could see the automation side of it starting to really not eliminate positions as a whole, but just eliminate the need for so many of those. Because now if this file is all put together like this and an underwriter only needs, you know, uh 20 minutes as opposed to an hour or two hours or whatever it is, they can get through that much more, which means the company only needs X amount of underwriters or assistance.
SPEAKER_00For sure, for sure.
SPEAKER_02I could see that because I think you are still going to run into the need for the human review, the human eye.
SPEAKER_01But I think even like a an expert, you know, an expert in the real estate industry, AI, because not everyone can be in a like there will be people that use AI for the general Joe Schmuck, you know, everyday use. But I think being the real estate agent that can that can articulate that I'm I utilize AI in my business to make your life easier. Because I don't want as a consumer, as a even if they say AI is taking over attorneys, like whatever.
SPEAKER_02Right.
SPEAKER_01I don't need I can't study what AI is better for my attorney issues or needs. Like you're you're almost gonna be like a the the holder of the AI of that specific need, if that makes sense. Yes. Like, and I'm just maybe making imagining stuff, but like if I need to buy a house and there's like 18 AI programs to you know that are saying that we can get you to, you know, these these steps, or you know, we can get you up to this point, then you need an agent, then you don't need an agent, you know, that sort of stuff. I don't I don't think many people just like in the mortgage world, no one's staying up to date in the mortgage industry until they need a home. Yes, agree. So even if AI is helping automate a lot of things, I just I just don't see people being like, yeah, I'm just gonna take care of this house sale my own. I buy and sell a house every seven years. AI's developing so fast, like to be like, oh yeah, that's totally fine. I'm just gonna get on the the chat GBT of real estate and and make this offer and do this thing. It'll be maybe agents and lenders are are kind of the holders of the AI that does the the work, you know, and can kind of help you do it or whatever. I don't know. It's gonna change, but I'm just you know thinking out loud. I think being a specialist in AI in your field is gonna be extremely helpful. That yeah, you know the top programs, you know the top things that do that, you know the you know, when Zillow came out and Redfin came out, you you kind of understand how they work and can help people explain because Zillow has been saying it forever that they were gonna take away, you know, that they were gonna take over real estate agents, and they haven't because it's limited. You can't you can't fully do it. Yeah, no one's fully bought into it. So even young clients I have are they use Zillow for you know a ton of stuff, but they're not comfortable going with Zillow to purchase a home and to get a loan.
SPEAKER_02It's it's more of a resource than it is an actual like tool. Yeah. It kind of reminds me of, and I could see, you know, some form of this when YouTube first came out and it was more entertainment-based, and then it slowly has kind of turned into just a little bit of everything. But I got to imagine that there were a lot of businesses that were impacted in the sense that you start getting people that are putting out how-to videos on you know how to fix your plumbing, how to do this, whatever it is, and you're gonna have people that are more of the DIY type person that's like perfect, this is what I need. Now I don't need to call somebody to fix it.
SPEAKER_03Yep.
Become An AI Specialist In Your Niche
SPEAKER_02And and what did those businesses do, or some of those people, they started to capitalize on it and go, I'm going to make videos on how to teach people how to do the work that I'm supposed to be getting paid to do. Seems capital, yeah. Yes, and now it's building up my channel, and now I'm actually making revenue from this, and I'm like a you know, a YouTube star on how to tile a bathroom. And it's like I I can see it kind of going a similar direction where it's probably pulled a lot of business out of there, but then a lot of those smarter businesses said, All right, well, this institution, this whole YouTube thing is taking my business. Maybe let's invest in YouTube. Yeah. So I think the AI thing might be a similar thing where it's just okay, initially you can start to see it removing parts of the business, but okay, now how can I use this to ultimately make it better overall? I don't know, but it's kind of where it takes my thought process to like that was a that had to have been a big shift for a ton of industries because you have some people that are just like myself, I am a DIY type person, like it pains me to pay somebody to do to do work. So if I can do it and figure out how to do it, great. Uh but I know that there's lots of people that are like, I don't even want to try to swing a hammer. So I leave it up to the pros, right? So you're gonna still have those clients and those people that are in my mind going, I don't sure chat GPT or this AI model can lay out what all I need to do to list my house, but that I still have to go through the actions of reaching out and getting this and doing this and doing that, and I don't want to do that. It's cool to have the information, but I want somebody else to do it. I'll just pay them to do it and it's taken care of, and I know that I'm good to go.
SPEAKER_01Yeah. Well, you had mentioned all the DIY stuff on YouTube, and it's like we're on YouTube doing this podcast. And part of it is to put out good content for people to learn the industry and learn that sort of thing. We're doing the how-to videos online, but we realized you and I did is like this is the future of our industry, you know, that we can we can ignore it and probably do fine, and we can we don't need to be on social media, we can kind of go the traditional route of marketing and being showing our expertise to whoever wants to listen. We saw the same thing as like you have to be the person that when people think of real estate and think of lending and in an and want an expert, how are you gonna show it? And YouTube and social media is the only way to do it at this point, and so and for everyone, you're exactly right, for every I think more for every one of you that's looking at a how to tile a bathroom, it's not just like teaching them how to tile a bathroom, it's showing them you're an expert at it. So if I'm looking at how to tile a bathroom, Joe Schmuck, and I'm like, I can't tile a bathroom, let me just see what it's like. Yeah, and then I'm like, oh this guy's in Oregon, he's an expert, he's on YouTube, he's got all this stuff. I'm going with him because he's proactively showing me how to do it at the risk of, like you said, potentially losing some business, because some people will be like, I can do this myself. But I think there's a vast majority, especially in that DIY industry, that would be like, I can't do this. Yes, and now I found an expert. Uh-huh. Or I started to do this. When you search, people are searching YouTube, TikTok, all that stuff for plumbers in Oregon. And if you're right in there doing DIY stuff, they're that's where younger generations are looking now. They're not necessarily going to Google to say real estate agent Oregon. They're looking real estate agent Oregon in TikTok. And if you're the one that's up there doing the DIYs or doing the how-to videos, that's kind of I agree with you. I think that that's where our industry has been headed and maybe where it's going. I think people will be able to say, hey, AI will do the majority of stuff. I can do it myself, just like a for sale by owner, just like all that stuff. They don't need, they don't necessarily need us, but I think the vast majority of people see the videos, watch the videos on how to buy a home, and are like, eh, this agent seems to know what it's doing. I'll just go with them. Right. Because most people have a life, they have other stuff to do. They can't, I'm not going to build a deck, replace tile in my home, repair my roof, you know, all this relandscape the yard. We just don't have the time in the day, even if we have the expertise to do it. So we pay for a convenience of someone else doing it for us. Yep. And I think that's where we are. Uh ultimately, you're a convenience, and that's people pay for the convenience. So that and I don't think that's wrong. Like, I can learn how to build new cabinets. Like, I can learn, I can buy all the equipment and replace my kitchen cabinets myself. Yeah. But do I want to? No. Do I want to pay that rate? No. Like, yeah. Do I want to make those mistakes? No. So yeah, I think that's a good point though, bringing up the YouTube videos is like that's why we're in it. Like, not the only reason why we're in it, but we want to show that we're the experts in the industry so that people have a resource to ask questions and whatever. And ultimately, if they can't do it themselves or don't feel comfortable doing it themselves, they they know a personality and they know a person that they can be like, okay, I'll call call them. Absolutely. Yeah. Like we we both had people from our stuff call because they know us. Like from we don't know them, but they know us from watching videos, learning our personalities, liking our personalities, and some probably don't use us because of the same thing. But I think there are uh they're like that.
SPEAKER_02One guy's voice is really annoying.
YouTube, DIY, And Winning With Expertise
SPEAKER_01It's like cold. He has he had a cold, like yeah, it's like no, this is just all this is just my voice all the time. Just nasally. Yeah. But yeah, no, I think AI is going to it is a big boom. I think it's the internet, it's it's the new internet, like in that sense. And I think adapting as agents and lenders to that is only gonna benefit us. But I don't think at this point, at least in the short term, it's just gonna be like, where do they go? Remember when we used a real estate agent and a lender?
SPEAKER_02Yeah.
SPEAKER_01I don't think so, but I think staying on top of it as uh in our industry, if you're listening and you're in our industry by ignoring it, it's not gonna help you in any way. Yeah. Any final thoughts, Cody?
SPEAKER_02No, I like the internet analogy though, because I can see that, you know, you look at our parents when when the internet came out were probably about our age. And it's like the adapting of, okay, cool, that's a really neat little thing, and then not realizing that in in 20, 30 years, that's gonna run everything or 40 years, whatever, you know. And so it'll be interesting to see from our side of it, like being the age that we're at, watching it kind of develop in front of us. We might be required or wanting to use it more for what we do for work, as opposed to somebody that just doesn't need to. I have why, you know, if I didn't need to do it for work or anything, I wouldn't have any desire to go figure out all the AI stuff. But being more invested in it, it'll be interesting to look over the next 10-15 years of like, wow, that was no joke. Like that really did kind of take over and automate a lot of stuff. And you know, I don't know. It'll be interesting because I think you know, as we watch it develop, you don't see the big the big experiment with it until you really get a chance to step back.
SPEAKER_01But to step back and look at it.
SPEAKER_02We're we're right in the middle of it.
SPEAKER_01It'll be interesting on the political side and the legality side of all you'll see a really a heavy investment in lobbying firms that are going to want restrictions on it. Yeah. Lawyers, real estate agents, like you know, there's gonna be people that are like, we need to save our industry. And so they're going to be a lot of lobbying to be like eh, let's let's restrict this for our industry and things. So you're going to see the political side of things to in order to save the industry. Sure. Because it it ultimately the internet's the same thing. It is a wild, wild west, and same with AI if you kind of let it get out of control. Well, it'll be it's just going to be an interesting thing, I think.
SPEAKER_02Yeah, I think the other part too is depending on what all industries kind of take it over, you still have the fact that it is an internet-based thing, which to me can still be hacked, which can be manipulated. So it's like at some point, yeah, there there's gonna have to be some type of parameters for, especially once it does get up into say that, you know, really legal side of businesses, because at some point that's gonna be the next threat is the AI manipulation, and and somebody's found a way to go in and and make a little tweak to this, and I don't know, but who knows?
SPEAKER_01Yeah, well, I think we'll stay on the stay on the forefront of it, see what happens. But yeah, maybe I'll just work for your construction company if we if we get worst case, we'll just we'll start something up, we'll fire it up and yeah. We'll do like a funny f uh podcast on or funny how-to videos, you know, like yeah, the average Joe how-to, you know.
SPEAKER_02Yeah, we can make what we can make.
SPEAKER_01When I do, you're like, that's wrong. Like you have like you're kind of like sports casting what I'm doing, and you're like, watch him mess this up. And this, like, watch how this is gonna affect your entire project because he thinks this little thing in point A is gonna, you know, I always get that way when I build something. I always like I feel I mess up a slight thing at the second step, and then 35. You don't know until step 35 that you're like, yeah, you messed up it too, so you gotta go back.
SPEAKER_02I'm so glad I just spent the last five hours doing this to now have to redo it all.
SPEAKER_01Maybe AI could like evaluate that stuff. That would be a good one. They can like monitor you and be like, nope, you didn't do it all. Didn't do it all. So, anyways.
SPEAKER_02Let's do it. It sounds like we got a little side hustle.
SPEAKER_01Nice. Okay, man. Well, until next time. Yes.
SPEAKER_02You as well. Okay, keep rocking that chat GPT.
SPEAKER_01Yes. Old folks, the old chat GPT. That's right. Okay, we'll talk soon, man.
SPEAKER_02All right, see ya.
