How To Read A Home Inspection Without Panicking

That 70-page inspection report you just got is not proof you bought a “bad” house. It’s proof you hired someone whose job is to write down every single thing they can find, from real safety issues to tiny maintenance notes that show up on almost every property. We talk through how to read a home inspection like a pro, how to keep your emotions in check, and how to use the report to make better decisions and stronger repair requests. 

We also get real about the mortgage side of inspections. As a lender, Cody explains why lenders usually do not need or want your full inspection report, what can happen if it accidentally ends up in underwriting, and how appraisals drive most financing-related repairs. If you’re using a VA loan, FHA loan, or USDA loan, we outline the common “health and safety” triggers that can slow down closing, like peeling paint, exposed wiring, missing floor coverings, water heater strapping, and deck or stair railings. 

Then we dig into septic inspections and well water tests, including why requirements can vary depending on the investor even when the loan type looks the same on the surface. If you’re buying acreage, a farm property, or any home on septic or well, we share how to plan ahead so you don’t get surprised a week before closing. 

If you found this helpful, subscribe for more practical real estate and mortgage guidance, share this with a friend buying a home, and leave a review so more buyers can find us. What’s the biggest question you have about inspections right now?

Transcript

SPEAKER_00 0:48

Hey hey guys, welcome to another episode of Venture with Joe and Cody. I'm Joe Skipper with EXP Realty and Skipper Realty Group. I didn't say that right, but that's Cody with the Yeah, I normally say Skipper Realty Group of EXP. The owner, CEO of the EXP, no CEO of Skipper Realty Group, brokered by EXP. If I was the CEO of EXP, you and I probably wouldn't be talking. No offense. I'd just be I'd be such a big deal. I'd be all over the place. I'd be begging you to get on my podcast. It's hanging by a thread after I became CEO of EXP.

SPEAKER_01 1:24

Like, please, Joe, just give me one episode.

SPEAKER_00 1:26

I need the leverage, man. I need it. Yeah. No, I am not going to be the CEO of EXP. Well, who knows? Maybe we'll sit down and say, remember when you thought you couldn't do it? No. Yeah. So.

SPEAKER_01 1:38

Yeah, and something's going to happen and they're going to look like who's the next CEO going to be? Let's look. Hey, what about this guy? Yeah.

SPEAKER_00 1:43

What about this guy? This he's got a podcast in Oregon. Like right under Joe Rogan. Like as we were talking about in our live stream.

SPEAKER_01 1:50

Yeah, just right below.

Why Every Inspection Looks Bad

What Lenders Do And Do Not See

SPEAKER_00 1:52

Yeah, right below. Well, today, uh, I was going to talk about inspections. If you wanted to. Yes. So for those of you out there, a home inspection that you most people have heard of a home inspection. Basically, you can, once you're under contract, generally you ask for a home inspection. An inspector comes in and writes up every single thing wrong with the house that they see. So those inspections can be very long and look very intimidating. And so I wanted to go over them as a real estate agent, but I also wanted to go over them as a lender because you're not allowed to see them or you don't want to see them, or there's rules with all that stuff. So and I'm curious about like some of the things that you are okay to hear as a lender and some of the things that you don't want to hear, or you know, if you did hear, then something triggers you guys to freak out over on the lending side. So yeah, so I, you know, and it and it spurred me today. Uh you and I had been talking prior to the show about you know a client of mine that, you know, uh normally I like to, you know, we all have different clients and how their tolerance is for different things. Some need you to hold their hand through every single thing, and that's great. Uh you feel like you've done it all and got them all, you know, squared away. Some you're like, yeah, I don't like you don't hear from them for a week or two weeks, and like, no, we're good. We're, you know, we saw the inspection report. Here we go, you know, no big deal, blah, blah, blah. But there are times that we've had that, you know, and I found out recently a client who, you know, was kind of stressed out about it, but didn't really mention it. And we talked, talked through it and kind of was like, we should maybe talk about inspections with Cody and Joe. Yeah. That's where we're at. Let's do it. Let's unfold it. Well, I would just say that, you know, for one, I think the biggest thing that people need to, or you know, I'd like people to understand is every inspection looks terrible for your home. The inspector is that his their job is to be able to determine everything that's wrong with the house so that you can make an informed decision as a buyer on whether you want to go through with it, what you care to take on, what you care to not take on, and it allows the room for negotiation for further negotiation for the buyer to say, hey, we need these these items fixed, or we want closing cost credit, or blah, blah, blah, blah, blah. So, yeah, I think my first thing is to say, do not be intimidated necessarily by a 70-page report from an inspection. That's normal to get it. I know that sounds like a lot, but it is a book of basically here's what's wrong with your house. Anything from serious issues like mold or rodents to, you know, there's you're grading, you know, you have too much bark dust by this side of the house or your plants are touching, you know, the house. And I'm like, okay, okay. That's every house. Like, but uh, yeah, I wanted to kind of just say that in general to people, but to get you involved in this conversation rather than me just be blabbing the entire time. Does a lender how is a I guess let's start with how is a lender involved in an inspection, if any. How's the lender involved?

SPEAKER_01 4:44

So typically we're not really too involved in the inspection part of anything. Where I get involved a little bit more is gonna be when there's something that's bigger that does show up that could potentially be something that the appraiser might notice, where it's like, hey, this thing, you know, because their appraiser's not gonna look at things like an inspector will, but they're gonna notice the obvious things that are yeah, structural issues or like health and safety related things. So most of the time it's it's a roof-related thing, or maybe a concern where there's some electrical wires that are exposed, they're not covered up, or something that would just be obvious to anyone to see, like, hey, that probably shouldn't be that way.

SPEAKER_00 5:27

Yeah.

SPEAKER_01 5:29

Those types of things that will show up on the inspection report that might already be known, but they kind of stand out a little bit more as you're going through them. So for all of the small stuff, we're not involved at all. And I I tell people too, like, I don't need a copy of your inspection, I don't want a copy of your inspection. That's really between you and the seller, and and figuring that out. If you want to share things with me to ask questions, like, hey, is this going to be a problem for financing? I'm more than happy to dive into it and figure that out. From a standpoint of do we don't need anything. I don't need a copy of the inspection. Even um there are some loans that we we have to prove or document, verify that there was an inspection done. Like some down payment assistance programs, you have to get a receipt showing that an inspection was paid for, but we don't have to verify anything with the inspection. We don't need a copy of it. So I'm not really super involved in the inspection part of it, which is good. Sorry to interrupt you.

SPEAKER_00 6:27

I'm just curious with what is okay. You'll always have like you know, newer agents or newer clients. Like, what's your use your words, Joe? What is the mandatory thing for you? So say I accidentally send you an inspection, just like the whole thing. Like, is there requirements on the lending side that you give them to the underwriter? Because ultimately, for people that don't know, the underwriter is kind of the bigger Cody's not the bigger issue. It's the underwriter that see that if they see something, yeah, it triggers them to read, you know, their ears perk up and they're like, uh oh, what's going on? So yeah, is there any rules that's like, hey, Cody, I accidentally sent you that inspection. Do you have to give it to the underwriter? Do you have to disclose everything? What's the rule with that?

SPEAKER_01 7:07

No, I don't know the official rule. I don't know if there is a rule on any of that, but I can say that if it were to make its way into the file and the underwriter saw it, then they're gonna see it. Yeah. Then they're gonna see it. And and that's the hard part too, is like once it's in there and reviewed, then they could they could ask for anything and everything. Yeah. Because they all look like concerns. Yeah. Um, so I I if it comes to me, I'd kindly send it back and say, I don't, I don't need a copy of this.

SPEAKER_00 7:39

I wash my hands of this.

SPEAKER_01 7:40

Yeah, yeah. I didn't I didn't look at this. I I think you sent this to the wrong person.

SPEAKER_00 7:44

Yeah, I sent this to the wrong person blocking you now.

When An Inspection Can Complicate Financing

SPEAKER_01 7:47

But because it's not a like it would be very different if it was something that was, you know, them trying to skirt around income related things or asset related things or something where they're like, hey, can I can I use this or do this? Um might be a little bit of a different story, but because that's not any part of what we need for any loan process, then we just would say, cool. This I'll just hold on to this. But I don't need to, I don't need to say, you know, oh, because this made it to my my email, now I have to pass it along and we're kind of screwed here.

SPEAKER_00 8:23

Well, there's I guess like there's two questions for you. One particularly to you or your company, and I've heard this a lot through agents, but one in a more general. There's different standards for inspections, like depending on the loan type, correct? Or different, I wouldn't say inspections, but it all leads to the appraiser, right? Yeah. Yep. So you were saying like things like you know, a VA loan, for example. Let's use a VA loan. Like they're the more strict appraisals that happen. It leads to an inspection. So what are some of the things that the appraiser will see on a VA loan that we need to know when we see it on an inspection that we're like, okay, this is gonna come up. What are some of the things that you guys that triggers you guys to be like, what's going on here?

SPEAKER_01 9:05

Um, the ones that stand out the most are double strapping the water heater. Some houses just have one strap, like VA and FHA will require two straps, peeling paint on the outside, usually like the trim. Yeah. Where it's but the thing with with all of these are they just need to be fixed.

SPEAKER_00 9:24

Yeah.

SPEAKER_01 9:25

It's not like the issue is the timeline though.

VA FHA USDA Appraisal Deal Breakers

SPEAKER_00 9:27

Like and that's what people need to understand, and you know, that agents work with is like you've got to get it done before closing. So it's not like it's not big issues, but it's issues that you know you can't just poop away and you know, because the appraiser will have to, you know, come back and take a look to make sure it was done.

SPEAKER_01 9:45

So and yeah, so those are usually the main ones. Um, like floor coverings, that's not necessarily a VA specific thing, but those are kind of some like if there's a a bedroom or a room that doesn't have any carpet or hardwood flooring or anything, it's just subfloor. Yeah. There usually has to be some form of floor covering on there. Exposed electrical or plumbing, maybe, maybe there was a repair that was done and it just hasn't been patched, or there's a you know, in the garage, there's a little two by two section of exposed wiring, maybe not like wires hanging out everywhere, but just exposed. They might ask for that to be covered up. But honestly, there's not a lot that that really comes out. Oh, actually, another one that's pretty common are if there's a deck of any kind and it's more than 36 inches, I think, is the is the height. Maybe it's a little less than that. I can't remember off the top of my head, it will need a railing of some kind. Yeah, yeah. I mean, that could just be a two by four railing, and if there's I think it's more than three stairs, then there needs to be a hand railing too. Um so we see that a lot on those smaller decks. It's just like even a landing, right? Like coming off the back porch area, there's just a little landing deck and a couple steps, and sometimes those will get called out for safety, but most of the time it's for those shorter ones that you know you're not thinking you could you could have a five-year-old walk off that deck and they'd be fine. For sure. So I think a lot of times people just because it closes things in and what's the point, and they just kind of get overlooked, but usually that stuff will get called out. Outside of that, it's really it's really larger things that would be called out on on most loans where it's like a leaking roof or the gutters, for sure, you know, the gutters hanging off, and it's just more obvious things that that I feel like most people could walk around and say that doesn't look like it's supposed to be how it is. Um those can but it's usually a health and safety.

SPEAKER_00 11:45

Yeah, the the biggest thing that we see. And so, you know, if someone is looking at a VA loan and finding a heavy fixer, it's probably not in the cards. Yeah. Um, because especially like you said, simple things like you're like, okay, there's no flooring. It's like we're gonna fix this or we're gonna remodel this. It's like it's not gonna fly with a VA loan. Uh because it has to be livable, right? Like the generic thing is it has to be a livable home. I mean so they see those things as non as non-livable. So yeah. And it's the strictest with that.

SPEAKER_01 12:16

And like I said, most of the time it's smaller things. If there are large things, they're usually for the most part kind of seen in the beginning, like before you even put an offer in, or maybe yeah, maybe during the inspection side of it. So we kind of know what to expect going into it, but overall it's it's usually pretty quick fixes. Yeah. One that can get called out too. I just had this called out on a USDA loan. There were some like blackberries and just a little bit of brush touching the house, and they they wanted those cut back and not touching the house. So usually, yeah, government loans, so FHA, USDA, VA, those tend to be a little bit more strict. Um, and then a conventional loan, it's not a government loan, even though Fannie Freddy are pretty much ran by the government. They go off a little looser requirements from the appraisal side. So the appraiser might notate that, but not say needs to be done in order for me to sign off on it.

SPEAKER_00 13:12

Yeah. Well, okay, so there's a couple things that you know I've seen in the real estate world, like agents asking. One, uh, and it generally, man, I'm going off the top of my head, so I could be completely wrong, but agents have talked about lenders. There are certain lenders that are requiring that, like that want the inspection report and things like that. I don't know if you've heard of that or no. I have not. No, I have. I think it's pretty rare. I think that's why it's talked about is people are like, this the the lender's asking for this, like, or the lender's asking for this inspection report, and should I do it, you know? Sure.

SPEAKER_01 13:45

And and the only thing I could maybe think of would be special programs or something. I don't even know if that would be the case, but I the only thing I could think of is maybe if there is something, if the appraiser is asking for something, and maybe we can prove that that's not the case or something based on the inspection to show hey, the inspector did a deep dive on this, and here's really the situation. That's the only thing I can think of. I can't think of a situation where I have needed uh to use the inspection report for anything. And the main reason is because uh loan, like in order to get a loan, you don't have to have an inspection done.

SPEAKER_00 14:30

Yeah, yeah.

SPEAKER_01 14:30

It's not part of the requirement.

SPEAKER_00 14:32

Which is kind of odd because I think with the strictness of mortgages, I feel like an inspection with some of the silly things that mortgage lenders had need and require. Not that I want this to happen, but like a lending thing or an inspecting inspection to just show that the house is solid, I feel like would be like a normal thing for like we're gonna loan you$700,000. We want to see that the house is in good working order, you know. Yep. Um, it would open a whole can of worms, but it would. It does seem odd that like that's not one that they care about. But they're like, if you didn't give me your bonus yesterday, I need to know like your last 18 years of your life now. Yes, you know, it's yeah, the house. Oh, we don't really care about the house.

SPEAKER_01 15:13

Just as long as the appraiser says it's fine, then that's fine.

SPEAKER_00 15:16

Yeah, you spent$500 on this. What a we're gonna have to underwrite this thing again because yeah, so interesting.

Septic And Well Tests Plus Inconsistencies

SPEAKER_01 15:24

Yeah. Um I I just got through a situation where an inspection would have been very nice. It was a guy that was buying the house from a from somebody that he knew. Um so there were no real estate agents involved. It was just between him and the seller. Okay. And he knew that the house wasn't in great shape, and it wasn't at all. Appraisal, and then it was on a septic and on well. Okay. Most of the time, like depending on the loan program, we have to get a septic inspection and a water test just to verify that.

SPEAKER_00 15:53

I gotta ask you about that.

SPEAKER_01 15:55

Yeah, that there's no contaminants in the water. It's you know, that's kind of a health and safety thing, and just making sure that the septic tank works and is normal. And through this transaction, they had to get a roof redone because the I mean, that would have obviously shown up on the inspection and come to find out that there were tarps on the roof. So the guy told me, Yeah, you know, I think the roof could probably use some some work done to it. At least a retarp.

SPEAKER_00 16:20

Like a like a little new blue tarp for it.

SPEAKER_01 16:23

Yeah. So had to get a new roof on there, and then during the septic inspection, found out that the tank was an old steel tank that was just rusted out and nasty. So the tank had to get replaced as well. Okay. So I think the nice thing with an inspection, and part of why I think it it would make sense to almost be more of a requirement, is to not find these things out farther down the road. For sure. Yeah. Because one we found out through the appraisal, and then the other one was through the septic inspection that had to happen. Granted. Yeah.

SPEAKER_00 16:56

Yeah.

SPEAKER_01 16:56

He would have got into the house and eventually found out that his tank was rotted out and then he's gonna have to go spend seven grand on something when it could have been figured out during the transaction. For sure. And I think it just makes sense too. Like, wouldn't you want to? I mean, nobody really wants to spend five, six, seven hundred bucks or however much it's gonna be for the inspections that you need to get everything done. But holy smokes, like, think about it with a car, you know. It sucks enough to have to spend a couple thousand dollars on fixing a part for a car, but like houses, I mean, the guy's roof was 20 grand and it was like a 1,300 square foot home.

SPEAKER_00 17:31

Yeah, it's not something that people should pass on. I'm just I don't know, we do it all the time. And during the COVID times, it was common to just waive inspection. Yeah. It was very hard as a buying agent to, you know, advise them, and I never did advise them to do it. I just I said this is an option to look like a better offer, but I don't encourage it, you know, because I think like this is the prime time, one, just from a negotiating standpoint of the time that you can start maybe whittling down price or getting more enclosing cost credit or or those sort of things. So so from an agent to to negotiate, it helps a lot. But also, like you said, there's problems, especially sewer scope thing. It's like 150 bucks to do a sewer scope. And I'm like, why not? Because there are more often than not, I wouldn't say more often than not, but it's fairly common for how to have root intrusions or various things that now are like turned from$150 inspection that caught a seven, eight thousand dollar sewer repair. Yeah, I I never even new construction has issues, and so I always am like, you gotta get an inspection. So people out there that are kind of considering is it worth it the thousand? I always just round to a thousand, that's just including everything. Like for a thousand bucks to potentially expose, you know, upwards, but on the low end, I would say you generally expose at least a couple grand in every inspection of issues, all the way up to new roofs and thirty thousand, forty thousand dollar uh fixes. Well worth the investment um on your new home. But having said that, they will nitpick everything. Your inspector works for you, they're looking for everything wrong with the home. So it's important to talk to the agent, you know, about kind of what they see commonly. What is like the the bigger issues? Your inspector should be able to talk to you and have a conversation about this is this isn't a big deal. This is I I put in the report, but this is not something that, you know, this is something I see commonly with homes of that age or this area or whatever the case might be. Sure.

SPEAKER_01 19:27

Um this set You probably have to do a lot of walking through with buyers on what is what is more normal and what is maybe something that, hey, that's that's probably something that we'd want to ask on. Because I would imagine you probably get some people that are like, holy smokes, this is crazy. We need to ask for everything to be fixed. And it's like, well, just because the outlet in the hallway is a little wobbly, like I know, probably gonna be okay.

SPEAKER_00 19:52

Yeah. And I and I get it. Like it's very difficult to walk through with clients to say, you know, and it's hard because it's like I want this house to be functional when I walk in, I'm paying a ton of money for it. Right. But yeah, going over like, okay, this is yes, it's being called out, but this is something that you know it's really tic-tacky to ask for, where we can maybe ask for this bigger issue, you know, because that's they're gonna have to address that with any buyer that that comes through. So it's kind of finding that fine balance of like, you know, playing the market, playing the the seller's motivation, playing everything, you know, to to the benefit of the buyer. So yeah. Okay. Is is is this particular to your company? This is the same question I uh we've had with agents. You guys require a sewer, a septic inspection and report, which when I first worked with you, I was like, what is what is this? Like, I because I don't think every lender does it. Is this residential mortgage specific or is this you know, do you find most lenders? I don't know. Like, I I don't get it asked a lot to have a septic done for a lender. Um, and it always makes me nervous when you guys are like, hey, can I have the septic report? I'm like, no, I don't want to give you any inspections. No, thanks. Anyways, explain that like for people that you know are buying on a septic, like farm properties, big, large acreage type of properties.

SPEAKER_01 21:06

Yeah, yeah. Most of the time it gets to be a requirement. But what I have learned, because I've had some loans where it wasn't a requirement, and then others where it is. And what I've learned is it is it is a little more investor specific. Okay. Meaning, like, say it's it's Fannie Mae, right? Fannie Mae conventional loan. That is who is that's who's like backing the loan. If there's because we when we lock the loan, it can be through a variety of different like investors, I guess you could say. So even though it's a Fannie Mae loan, it might be locked through this company or this option, and they have their own set of regulations. So I think sometimes it is it's just a matter of which one because some will have better rates than other options will. Okay. So we tend to go with hey, this one's got the best rate, we're going with this one.

SPEAKER_00 22:00

Okay.

Why Skipping Inspection Backfires

SPEAKER_01 22:01

So there are little variations with it, but not all of them seem to require it. Yeah. But I will say too that I've had two now over my 13 years of the septic report showing major issues.

SPEAKER_00 22:19

Okay.

SPEAKER_01 22:20

Which was obviously a blessing for the buyer, probably sucks for the seller. Um, but it was both of them, the whole unit needed to be replaced. So as much as it does suck to have to get 'em and and go through that and and share what it looks like, it is a nice thing to have it known and out in the open. For sure. To have it fixed. But long winded answer your question, they're they don't always seem to be required. Water tests can be a little bit more on the norm. Just because you're consuming the water all the time?

SPEAKER_00 22:51

Yeah, I think like this fear with me was, you know, you're always told as like a young agent of like, do not, like the lender does not want to see the inspection. So when you know your assistant or whatever was like, hey, can you send this septic? I was like, no. I'm not showing you anything.

SPEAKER_01 23:05

Right.

SPEAKER_00 23:05

But yeah, it's not that big of a deal. And the thing is, is like septic, you know, is if if there's a huge issue, you want it fixed anyway, and it's a negotiating tool. So yeah. Um yeah, and going back to like you should get an inspection, you should just get an inspection, all those stuff. Like so that if there is a issue, especially septics, because septics like last a long time, and most people never truly like most people never replace them. So if you're on a property that's like built in the 1970s or 60s or fees, like that septic tank's probably from then. Yeah. And it may be fine, but it's definitely worth something, you know, checking out. Yeah.

unknown 23:41

Yeah.

SPEAKER_01 23:41

Yeah. The the septic and water thing, that's been a that's been a conversation that's been had around here. Yeah. To dive into that a little bit more too, and figuring out, like, all right, which we need to have a little bit of consistency here because it's not like I can I I try to forewarn everybody that's getting on septic or well, like, hey, there's a there's a chance that we might need the inspection reports for those, or but it there should be, in my opinion, a blanket. You're either going to need it or you're not going to need it. It can't be that it can't be either or or you know, for sure. Oh, hey, we didn't need one on the this time we did, and this time we didn't, yeah, for sure. Because it's hard because I want to I want to get that information up front right away. For sure. But there have been times where it's gone through underwriting and it's not been asked for and it wasn't point, you know. Typically, if it's the appraiser thinks that there's any concern, say they turn on the water and at first it's like kind of brown and murky and then it clears up. That might be something where they make a note of that, or they flush the toilet and it made a weird sound, and yeah, you know, or there's a weird odor. They might say, hey, you know, might need to have the septic tank looked at to see if he needs to be pumped or notice a weird odor. Those I could see those triggering something to say, hey, maybe we need to dive into that a little bit more. But as a as a general rule, I feel like it should either be it is required or it's not required. No, and it's odd that why is it on this one and not on that?

SPEAKER_00 25:05

It's odd because I get that septic can be a big problem, but so can a roof. Like totally. So you could just say you have to have a roof inspection, right? I don't, you know, everything you could go down that route. So it is odd how lenders are just like sometimes and and such a unique I don't want to say it's a unique thing, but such a like you said, a weird topic to be like septic has to be done sometimes because we won't lend you on this. It's like okay, but what I could have a leaky roof, you know, like is there's no requirement there, you know. So I know it's kind of weird.

SPEAKER_01 25:36

It's a lot of things. It's very weird. And I I I hate inconsistencies in the lending side because there's already so much that that comes up and and happens, and then when you have something where you're not expecting it or not, don't think that you're gonna need it, and then you find out that you need it, and you're a week and a half away from closing, and it's like now everybody's gotta scramble because we didn't know that we had to have this, and I'm like, I didn't know we had to either.

SPEAKER_00 26:01

So yeah, so it's important, obviously. You know, inspections are important to sum all this up. Um, it's good to get them. Uh, don't be freaked out by them. Have an agent that knows what they're doing and walks you through each of the inspections and have a lender that knows what they're doing and knows what ones you are required. There's not a lot of requirements with what you need to do. But if you are buying property, we have had those where you have to get a septic whether you like it or not. So something to talk about when you are doing farm properties or or acreage, not even acreage, just properties that have a septic versus city sewer.

SPEAKER_01 26:32

So yeah, yeah. And speaking from someone that not to toot my own horn or anything, but I'm fairly handy as far as the contractor construction side of things. Every time I see an inspection, I'm like, wow, I would have, you know, I feel like I know what I'm looking for, but I'm looking for big things. And the the amount of things that they find, like for sure, props to the inspectors out there because the amount of things that they can find and document in detail and turn that report around within like 24 hours, like yeah, it blows my mind how much information is in there. And it's not just like a template that they go, oh, okay, I'll insert this here and here, and cool, there you go. It's like it is specific to that house and the house. I've always been blown away how quickly they can find those things, document it, you know. They give you like a green color, orange color, red color, and severity, like they're very, very knowledgeable.

SPEAKER_00 27:28

No, it's good, and it's and that's important to get a good inspector because there are good and bad, just like in real estate, just like in lending. It's like you can get ones that don't know what they're doing or don't care or don't are lazy or you know. Yeah. So really finding a right the right inspector is important too because yeah, you can get screwed on inspections uh if your inspector missed uh missed something because they were just lazy, you know, and wanted to get through it.

Picking Great Inspectors Agents Lenders

SPEAKER_01 27:50

And we've I've ran into that before. For sure. For sure. They're wanting to go after the inspector afterwards because they find it out, you know, a month after they moved in, and they're like, this was not how did the inspector not notice something? So we feel like we should go after them.

Final Takeaways And Sign Off

SPEAKER_00 28:05

And I'm like, I'm gonna just uh I'll be over here. We've got a good we've got a good list of trusted uh inspectors, but man, you know, it brings me back to like, you know, just to conclude all this, it's just a crazy industry that we're in that you know, you can buy a million, you you can buy a three million dollar property from an agent who has had zero training, from a lender who has had zero I think the lending standards are a little higher, like for just knowing for Christina and you, like you guys have to go through a decent amount of stuff. Like, I think real estate inspectors, all that stuff is like you can get really terrible people making a multi-million dollar purchase, or you can get, you know, it just is so weird to me that there's like not a different standard, like then not a higher standard. And obviously, coming from the law enforcement world, that just was what it was. Like you're dealing with people's civil rights and their life and death and taking their you know uh rights away and taking everything away. So I was so used to just a high bar of where you had to be to be good at that, and now it's like the bar bars are like this. Uh-huh. You could be under it, you could be over it, whatever. Sure. And as long as that seller or buyer likes you, then you know go go do this. I just we just had a property. What was it? Uh, Christina was just mentioning it. Just I'm getting off on a little bit of a tangent. She's like, this agent, like it was a it was a huge property, like multi-billion dollar. And she the agent like she had been talking to, and she's like, I don't know how people how do they feel confident hiring these people? Like, how do they I want to be in their listing appointment to be like, what do you say that convinces people like that you should be the one to sell their house? It's just so insane to me. But anyways, off on a tangent. Get good inspectors, get good lenders, get good agents, and you should be good. So that's that sums it up right there. Okay, my man. Well, it was good talking to you, and thank you for going over all that stuff. It answered some of my questions that I have for you when I'm like, Cody, don't ask me for these things. I don't want to give you inspections, and you're like, give me the septic.

SPEAKER_01 30:03

That's all you have to do in the next time. Just say no.

SPEAKER_00 30:06

Yeah, that's what I do.

SPEAKER_01 30:07

Just ignore until they're not going to give it to us, so we're good.

SPEAKER_00 30:13

Okay, man. Well, until next time, we will chat with you soon. Awesome. Sounds good. Have a good week. See ya. Bye.