Venture With Joe and Cody
Venture with Joe and Cody is a captivating journey into the lives and stories of business leaders, entrepreneurs, and pivotal community figures, revealing the essence of success through candid conversations. Tune in to discover the setbacks, triumphs, and invaluable lessons learned on the path to making a mark in the business world and beyond.
Venture With Joe and Cody
Plumbing Problems And Picky Buyers
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A single bad drill hole can ruin your day, but it can also teach you more about homeownership than any tutorial ever will. We start with the real stuff: turning a spare room into a guest room studio for podcast recording, the annoying reality of knocking pipes, and why rerouting plumbing and drain lines can get pricey fast. Then we swap war stories, including the kind of stud-finder fail that ends with a TV mount and a very unfortunate drain pipe.
From there, we zoom out to what buyers and homeowners are feeling right now in real estate and mortgage lending. We talk new loan programs coming online, what “bringing it in-house” means, and why the 30-year fixed mortgage rate can swing on headlines tied to geopolitics, the 10-year Treasury, and even Federal Reserve bond buying. If you’ve been watching rates bounce and wondering whether anything is actually “normal” anymore, we put that movement into plain language.
We also dig into today’s buyer behavior: why people are pickier, why some homes fly off the market while others sit, and how open houses can feel like a low-commitment workaround when buyers don’t want to sign paperwork too early. We wrap with a practical take on closing day support, why notaries and title signings can get confusing, and a quick flashback to the truly wild COVID years (yes, including the toilet paper aisle). Subscribe, share the episode with a friend, and leave a review so more buyers and homeowners can find the show.
Welcome And Studio Plans
SPEAKER_00Hey guys, we are back with another episode of Venture with Joe and Cody. That's Cody over there with Residential Mortgage, and that's Joe right here with uh EXP Realty.
SPEAKER_01Um, just plug in, plug in away.
SPEAKER_00My mic is like all over. It's dancing. I can't wait to show you. I'm I'm still like in the uh nervous kind of maybe isn't gonna happen thing, but the the the guest room studio, like I'm yeah, excited about it. I had uh someone kind of design what it could look like and be able to have like both, you know, uh a guest area, you know, for people, but also multiple podcast recording areas and stuff like that.
SPEAKER_01So now you're feeling a little like it might not happen, or what I think it's too early.
SPEAKER_00It's too early to tell because it's I it it's not there yet to the point of like I haven't bought anything, I haven't got I've had someone design what it could look like and what you should, you know, one of the walls should be, and what one you know paint things and all that. So it's more uh advice right now. The biggest thing, not to get into my personal life with everyone, but we have a 90s style home. It's got uh it's got older piping in the sense that, you know, um, and you probably know this, you're a handyman. When the hot water shower upstairs goes, it's like a knocking. Like it's like the pipes are not fully secured to the two by four or two by whatever it is, right? Like, and so it knocks, like it feels like a knock. It almost appeared to me at first when it that it was like a dripping, you know. But when we had a plumber years ago, it was like, no, it's just the piping kind of expanding and just moves in there with the hot water and stuff like that. Um, so we're having someone come today to uh look at it to kind of really truly, I think for long term it's better to just make this go away, you know, like fixture, like fix, you know, whatever it is, take the drywall off, get it done right, and okay, uh also like divert water, like how it was in this unique place. Not that anyone cares about this, but it it basically one of the uh uh I guess for lack of a better term, the sewer line, the black, you know, line from bathrooms upstairs flows down the wall between the garage like the laundry room and that room. So it's like you can hear someone flush, you know. So so, anyways, we're trying to we're looking at options to divert everything to get every you know, to make that room just one for guests that have always been had that, you know, uh issue, but also uh for podcast recording and stuff. So Okay, yeah. Today is the day that that happens. So we're kind of that's why I'm hesitant because I'm like, okay, is this gonna be like a fifteen thousand dollar gig to get this done? You know, or is this like yeah, no, it'll be expensive. I'm sure it will be to divert piping and things like that, but sure. Um we were like long-term investment, it's nice, you know, for guests, it's nice to not have to worry, you know, here hear someone showering and the knocking and stuff. So yeah, are you familiar with that, Mr. Former Contra?
SPEAKER_01Um, not the knocking as much. Um, but yeah, definitely like our in our basement, there's there's pipes because the the walls downstairs, well, the whole house is like insulated
Noisy Pipes And Cost Concerns
SPEAKER_01concrete foundation. So like down in the basement, some of the the plumbing is just like on the wall. Okay. And so you can hear the drain, it's like which in a nice you have a finished basement, right?
SPEAKER_00So you can't really do much about that.
SPEAKER_01Can't do much about it. And it's it's it's usually only when a toilet's flushed upstairs, and it's like that's the basement is the kid's own. I don't even know if they hear it. You're like, I don't even care. Like they don't care, you don't care.
SPEAKER_00So yeah, this one's always been an issue for us. I don't think guests really care, but it's like it just it bothers us, and so this is an opportunity if we're gonna do it right, um, to see what options are to kind of rep rectify that. So um sure, yeah, we're gonna do that.
SPEAKER_01But yeah. Well, I we have a to not to get into my plumbing issues at our house. Why not? Let's do it. For some reason, in our kitchen, the the cold water does not get cold for a good five minutes. It's like lukewarm, kind of cold, but not like your typical you turn it cold and it's really cold. So we had a plumber come take a look at it. And obviously, you can't really take too much of a look at it unless you're tearing things apart. Yeah, yeah. Um, and his best guess thought was because it's the only it's the only sink in the house that does this, which is also weird. Um, but his only thought was like maybe the hot water and cold water pipes are like touching each other in that area, so it's keeping the cold water warm with the hot water in the pipes. The only way that we've been able to fix it temporarily is we have like the insta hot. There's like a little switch that you can turn on, yeah, and it just does the insta hot for everything. But if we turn that off, the cold water works better. But then it takes like three minutes for it to get hot water to anywhere because the insta hot's turned off.
SPEAKER_00So yeah.
SPEAKER_01Eventually that will be one of our big projects of like tearing apart the the downstairs ceiling to expose the plumbing in there to see maybe if they are touching or whatever, but it's like at the end of the day, I I mean it's it's way more important to my wife than it is to me, but it's like if you need cold water, we've got other sinks, I guess. And I it's not like you need cold water. Yeah, but it is nice.
SPEAKER_00I know, I know. It's one of those things it's like, is it necessary? You know, like if we were selling within a year or so, maybe we yeah, you know, maybe we don't worry about it, let someone else deal with it. But I'm like, Yeah, we've been here a while, we like the house. Sure. Might be worth it, but we're only gonna get same with you. It's like without tearing into it, they're not gonna, you know, yeah, they can only estimate of what's going on. But that knocking's pretty common, I think.
SPEAKER_01I think so. I've heard it.
SPEAKER_00We'll be able to be like, this is what we have to do.
SPEAKER_01Yeah. I mean, I hear it on like radio ads if you have knocking pipes and this and that, but I don't actually know what it means.
SPEAKER_00So yeah. Well, we're gonna find out plumber. So that's what I'm gonna find out. Oh, I gotta tell you a story about plumbing. You're gonna laugh so hard. And this is what I need to talk to them about. It's so embarrassing. Okay. So the is it a black pipe or a sewer line? What do you, what's the lack of a term? Just like a drain pipe. Okay. So drain pipe goes down that room. So we move in, we're we're all remodeled, everything's like flooring's done, paint's done, baseboards are done, everything looks beautiful. Um, so I'm hanging up the uh, and this to this day I cannot stand stud finders. Um so you know where this is going. Yeah, so I'm scanning that stupid thing, and I have the little yellow one that's like me, me, and every time it's on a different line, every single time it's on a stud at a different point. So, and I am not handy in any way, but um, so I'm scanning,
The Stud Finder Horror Story
SPEAKER_00scanning, do it multiple times. I'm like, there is something here. I mark both sides of it, blah, blah. I drill in, hang the hang the TV mount, all this stuff. Um the TV mount, too. Well yeah, yeah, yeah. It's the bolt, like the big screw, big screw is going in. So um, yeah, anyways, uh Cora's going to the bathroom and upstairs, and uh, you know, down we just noticed like leaking like coming from the baseboards of our new our new house with baseboards and it's just been remodeled. Are you kidding me? So we uh I have to open up the drywall to see like okay, what's going on? Sure enough, Joe Skipper drilled into the uh into that drain pipe. So it wasn't a ton of water, it wasn't like because it was coming down, it wasn't like it was fully flowing out, but right. So that's oh that's the worst. Yes. Dude, where is a stud finder that actually finds studs? Like, I maybe I'm just an idiot, and I know I am, but that was like it and when I took off the drywall, it is bumped against the drywall. Like it is the the pipe is like up against it. So it it scanned every single time like that something was there, but obviously I don't know what that was.
SPEAKER_01I should have measured, you know, obviously the distance between different things, but yeah, um the ones that I see that are a little more trustworthy, because I think those are just like radar based, so they just they just yeah sense some things back there. Yeah. They have some that are like more of a magnetic one, and if you move it around, it should like sense it uh which kind of doesn't work sometimes for drywall. Um, but like if there's screws in there. Okay or I usually just like knock with my finger to find it. Yeah, you're like a man. And it's like man knock. There it is. It's like testing a watermelon, like thumping it. Oh yeah, this one's good.
SPEAKER_00Yeah, but that that again, it was like uh up against the thing. It's a big black pipe, so it's up against there. It's like so it's solid, you know, and it was bumped against it. We when we first did it, when when I first did it, I had a plumber come and he was like, Yeah, it's it's it's odd because it's like it shouldn't be like right up against you know your drywall, but he's like, just you know, whatever you wouldn't have known unless you drilled into it.
SPEAKER_01So yeah. The only other thing that I'll sometimes do if I'm not sure is I'll just get like a little finish nail. Like if I think I know where my stud is, and I'll just hammer in a little finish nail. And then you could you can feel it sink into the two by four.
SPEAKER_00I guess maybe you'd like such a man. Like I just I just want to talk to you about all this man stuff you know how to do. Like I'm like I drilled into a sewer pipe to hang with it. I love that.
SPEAKER_01I love that. Um just put some caulking on it, it'll be fine.
SPEAKER_00Just wrap some uh what was some of that seal tape around it, just like it's some flex seal. I just held it in. It was a good hold. It was holding onto the TV really well. Right? Like that's funny. Kept it there. Like it would have made it worse if I didn't. Seriously. Jeez, embarrassing.
SPEAKER_01Yeah, you hear the toilet flush and you're like, everybody duck. Everybody, yeah, put the towel there.
SPEAKER_00Put the towel, put the towel on the baseboard. It should be fine. Let's ignore it until something. It'll be fine. It'll be fine. All right, nobody's gonna be able to do that. We may sell sooner. We may sell sooner than later. But like, yeah, the the floor's all warped, so we're gonna move. Uh that's that's my theory for most things. It's like, I don't want to do this work, so let's uh let's just sell the house.
SPEAKER_01We've used up enough of this property, we're out.
SPEAKER_00Yeah. Oh man. Um, anything new uh in the mortgage world for you?
SPEAKER_01Oh, not not nothing too crazy. Um we've got some new new programs. I'm excited. I can't really say anything on them. Ooh, it's like a movie.
SPEAKER_00I'm talking to an actor that's like got a movie coming out. Yeah.
SPEAKER_01We'll be doing the press release here soon. Um, some cool stuff in the works that I'm excited about. Nice. Um, probably might not be till a little later in the year.
SPEAKER_00But are you able to say who it would help, or are you just able to say buyers?
SPEAKER_01Um it would help. Well, it's I'll I'll tell you what it is.
SPEAKER_00It's you're like, okay, I can't even keep the secret anymore. Like that did not take much, Cody, by the way. If you ever commit a crime, you're gonna be terrible at like I can't tell you. Okay.
SPEAKER_01Like fine,
New Loan Options And Rates
SPEAKER_01twist my arm. No, they would be they would be loan programs that are already existing that that we just don't do like in-house. Okay. We're just adding it to where we could do this kind of stuff in-house. That'll be great. So some of it is stuff that we do, like we kind of broker and and do through um what we call a correspondent lender. So like we normally do the loan, but like we do all the legwork on it, and then it it goes to somebody else to get underwritten and squared away. Um, so it would be just bringing it in-house to where we wouldn't have to do, we wouldn't have to deal with another company doing it. I see. And then a couple of them are just ones that we don't currently offer. So kind of just nice to um spread the old spread the wings out a little bit farther. Um there's been the last couple days been some pretty good improvement in rates. Uh uh. Beginning of the week was looking pretty awful, and then now there's once again some peace talks over in Iran. So that's kind of like throwing things back in. And I read a little headline, I don't know where the to you know, the validity. I didn't deep dive into it, but it is a source that I I do trust. Um, was saying that the Fed is buying the 10-year treasury notes, um, which is really what moves the mortgage market. Okay. Um, so when they're buying it, like that's what they did during COVID times, was they bought a bunch of the the 10-year treasury, which then drives the rates down. So kind of artificially changing things because if if all the big investors and people out there, other countries are not buying these treasuries, then our rates go up. So it looks like there's a little bit more of uh the the Fed purchasing these treasuries. So that's okay. Either that has been helping temporarily or the peace talks are starting to help temporarily. But um, all that to say, you know, we're still in this range of like the the 30-year average over the last probably uh let's see, the war started, I think, into February. So the last like month, month and a half, we've been fluctuating between like six and a quarter and six and a half, you could say, for the the average, the 30-year average. Um I want to say today we were at 6.44 was the average when I looked this morning. So some improvement. Um, but again, it's all just tomorrow could be drastically different. So yeah, um, I think it's it's all just playing within a uh say quarter of a percent um range right now. So nothing nothing really abnormal or or crazy. Um just the norm. Yeah, the norm now.
SPEAKER_00I think the norm is pretty normal. So uh what was I gonna say? Yes, things are picking up on our our side a little bit, uh just the weather and listings and buyers and stuff like that. Buyers are still super picky, still, you know, it has to be perfect or it has to be perfect for them. It's not, you know, you know, buyers in this type of market become more and more like this is what I need and this is what I'm only gonna stand for, versus, you know, years in the COVID time is like, eh, we don't need it, but you know, uh we it doesn't have this, but we need to make an offer. Um so it's a lot more, they're just a lot more picky. Um, so even if your house, if you know, sellers out there, if your house is sitting a while, it's not necessarily that your house is terrible, it's that buyer buyers need a specific house, they're looking for the you know, the one and yeah, they're not willing to to go for it. So we are seeing that they're willing to take these hits on the rates, but it's got to be for the right house. So um, but yeah, activity picking up, I think, you know, everyone's kind of on edge,
Picky Buyers And Swipe Culture
SPEAKER_00every agent's on edge about like, okay, what's what is going on truly. Because some some homes will sell super quick and some homes will uh sit for a while. But um again, it's like traditionally it would be like, oh, well, you're just overpriced. And sometimes that's the case, and sometimes I think in this market it's just you need the right buyer because buyers are very uh very specific on what they what they're looking for, and they move on when they don't have it. So they don't even look at your house when they don't when it doesn't have what they want. So we're just seeing that swipe left in the market. Yeah, exactly. It's like, is that what it is, Cody? Like I think so. How do you know? Like swipe left, swipe right, hot or not. Actually, be like, maybe we make an app that's like that for home buying. Yeah, you know, like you can just kind of swipe and then you make a match, and then you can reach out to the agent once you make a match.
SPEAKER_01Yeah, so that's actually a really good idea because I've been hearing more, and and maybe you were telling me this recently too, like getting feedback from people can be challenging. So making an app where they can swipe, and there's like um maybe you give them little little choices to choose from, like if you swipe left and it's like overpriced, outdated, yeah, whatever, to where you can get a little bit of feedback on it too.
SPEAKER_00Yeah, I like this. I like this. Um yeah, you post it on there and people can like you know, swipe right or left, and if it swipes and you it hits on your house, then you know it lets them know and says, Hey, you should contact this person. Right. Not a bad idea. I think we got an idea, man. I like it. Gotta think of names. That's the first thing is think of a name for it. Right. Um we shouldn't have announced it because everyone someone's gonna take it and make millions of dollars on it. Uh probably. It's trademarked. I like that. Um no, but uh um not to dive too deep into this. I'm trying to think. Because you've got Zillow, you've got whatever, but with that interactive nature, if you were to post homes on this site, someone that's looking for four beds and just like a tall dude or tall chick or whatever blonde brunette, like same thing with a house. I need four bedrooms, I need an acre, and blah blah blah. And then that fits in that category, and they just swipe away. They just start scrolling, and then when they swipe right, it's like an automatic hookup, and it's like, do we want to talk? Dude, I love this, dude.
SPEAKER_01Okay, I have a uh side question, but it's it kind of is maybe part of this. Okay. Um open houses. Are you seeing a similar amount of traffic through open houses, or does that vary just as much as interest in a home? Like, because I'm sure it's probably all property specific, but I know when I've gone to open houses in the past, it's like some of them there's nobody, and then others it's busy all the time. But I know like with buyer's agent agreements and everything over the last year, like does that feel like it's changed much of anything, or are people still going out and checking out open houses?
SPEAKER_00Yeah, I think you I think you can talk generally and say yes, overall people have come out to open houses um more because they don't want to sign an agent contract, or they don't want to, yeah, they don't want to get into the legal thing with an agent until they're ready. I don't think there's people that are like, I don't want to work with an agent, so I love these open houses. I think
Open Houses Without The Paperwork
SPEAKER_00they're just less likely to because you're required to sign with an agent. Like you're required to have an agent, at least for a show one showing, uh, you have to have a contract with the agent for that one showing. I know it sounds like minor, but it's the law. And so I do think that people go to these open houses being like, I'm just not even gonna deal with this right now. If I love the home, I'll contact my agent and and whatever. But it is specific to the house. Like I think, you know, we had um we had an open house recently that had zero people in, and we had an open house recently that had seven to eight people in uh groups. So it's really it's similar to the buying market. I I think that open houses do serve a better purpose now because there is that lack of commitment from a buyer. Buyers are okay with open houses because they don't have to commit to anything. They can you don't have to commit to an agent, they don't have to commit to they can just cruise through the house and walk away, you know. So um, yeah. So I think I don't know if I've really answered the question. I I think they have picked up uh slightly. I do think there's more activity in them because people don't want to commit to an agent, a buying agent, at this point, especially if they're just kicking tires. Um I do think it serves a purpose. Um but then the argument on the other side is that people kicking tires are, you know, if they're serious, they're gonna get an agent and they're gonna look at it and they're gonna see it themselves. So you know, there's two sides of the argument of like, I'm more of that side. I'm like, I don't want the house open just so that people can walk through and look Elu, you know? Um Christina's on the other end of that of like she thinks it it does serve a purpose and that she's gotten buyers and has gotten buyers out of walking through houses, but sure um yeah, I just I don't know. I'm kind of a mixed feeling on the on the open house thing.
SPEAKER_01Yeah. I was always I was just curious because I know it it seems like it ebbs and flows with you know, everything does in the in the industry. Yeah, I know open houses are usually a pretty consistent, steady thing, so I was just curious. People do you I know you did some recently.
SPEAKER_00Yeah, there's arguments on both sides, and I think there's there's very popular, you know, TikTok people and social media people that are very against it in the sense of like, I think it, you know, their argument is that it makes the seller feel good, um, that you're doing something, um, but does an actual sale come from it? You know, I think it does work for feedback. Like you can kind of, if you're an agent that's like, hey, tell me the goods and bads of this place, like tell me then you can get some direct feedback, which is nice. But I don't personally see a ton of people come in and be like, Man, I saw the open house and now I I love it, and I'm gonna get an agent and I'm gonna buy it. It's like most serious buyers have an agent and they're ready to go. So sure. I don't know. Do you go to open houses? Sometimes I've had leaders go to open houses uh quite a bit lately, I feel like. Like not to host them with me, but to just cruise by and see them.
SPEAKER_01Yeah. I'll usually like it's a little easier for me to do it when I'm when we don't have sports going on. So it's usually like in those off seasons, I can I can have a little bit more free time on the weekends to to do that. But it's usually um just setting up shop at one. And I used to sit in one with a builder for years, and it was like, but I'd sit out there like three days a week and just work from their their open house. Did you get much business? Um technically I did. Well, not much, but like the two houses that I sat in over the course of a year or however long it was, um, I did get the buyers for both of those homes. Okay. Um, but yeah, it was I think it's a little different when it's something that's open all the time. Yeah. Because it was like new construction, new neighborhood, you know, but put up the signs and everything, um and rarely get people to come through there. And I've been at plenty of open houses where there's just crickets, nothing. Yeah. And then others where it's it's booming. And I don't know.
SPEAKER_00Have you done any with Christina? You haven't done any with me, but have you done any with Christina? Okay. Uh uh. Um are you open to that or are you just kind of more stay away from it?
SPEAKER_01Uh no, I'm I'm always open to it. Yeah. Yeah, like I said, once once the um the sports season kind of wraps up for us, uh it makes it easier just from uh availability unless unless there's a heads up, you know, a little bit beforehand to where it's like, oh yeah, cool, we don't have anything at this time, so I can go do that.
SPEAKER_00So yeah, I'm always what's your theory on and there's no right or wrong answer on the being at closing with with clients, like closing day, signing day.
SPEAKER_01Yeah, I prefer to if I can. Um I like to just be there not only for the support, but it's usually like the fun, exciting time too. Like yeah, everything's done and and good to go. Um so I try to make it to as many of them as I can. Sometimes they get they get scheduled and I've already got something going on. But if I'm able to make it, I like to. I think it's a a good way for me to, especially because I don't get to meet the buyers a lot of times.
SPEAKER_00Or like, you know, you probably don't even see them.
SPEAKER_01No, it's all phone, email. Uh maybe I'll send a video like update to them or something. So they might see me,
Why Being At Closing Matters
SPEAKER_01but I don't see them. So a lot of times I get to closing and it's like, all right, who's who here? Nice to meet you.
SPEAKER_00Um that's crazy.
SPEAKER_01Yeah, but no, I I like to. I think it's a I think it's it's for me, it's like the support side of it of I want to be here in case they have questions. Most of the time there's not usually questions, but some stuff that when the when the escrow officer or the notary, whoever's going through it, they might explain something and then I will explain it sometimes a little bit more a way that people can understand it. Um because there's I've had some notaries specifically, usually like the escrow officers, they do a pretty good job of explaining it. But I have had some notaries where they've they're like not explaining anything at all. They're just like, here's this form, go ahead and read it if you want, and then sign it. And so those are those are like especially important for me to be at if I can, if I know that there's gonna be a notary and it's not like you know, somewhere that's way far away. Because a lot of times, again, they just don't they don't know the documents, they just are notarizing it.
SPEAKER_00So yeah, and that's like I I think that you know, a lot of people the the worst, and I don't want to say worst, it's all relative. I'm meaning the worst experiences people have had of with notaries uh with signing. It's always convenient because they're like, oh, just come to buy my house or yeah, come here or do this or that. And it's like the notaries, you know, it's not their fault, it's just they're running around, you know, like having people sign, like they're not supposed to be experts in all this stuff, but right, it can really hurt a a process of selling and buying when they're like this person had no clue. Because no one expects like people, I think the expectation is people think you're coming to the house to have me sign paperwork. You know the paperwork, and that's not the case with yeah. Um, they're just having you sign in front of them that witness you sign. So um there's great notaries out there, and there's ones that are like, dude, we we know it like the back of our hand. Here's here's what this page means, here's what this page means, and yeah, and most of them guide, but man, uh the ones the bad experiences we've had where buyers have been pissed is a notary that's either new or doesn't have um so just be aware for anyone paying attention that if you do get a notary, it's a good idea and it's convenient. However, you're not gonna get the help uh on the paperwork, and there's a ton of paperwork as a buyer uh on this. They may just be handing you paperwork saying read over and sign. And no one reads it. So maybe I shouldn't say that, but no one can look through that stuff. You'd be there for three days if you had to like actually read through the paperwork of all that stuff. So good title companies are good, um, good notaries are good, but yeah, I've had some had some bad experiences. I go to all the I go to all the closings unless I'm gone, you know, unless I really can't. But I had one during COVID, and specifically I feel terrible because it was it was that weird time where they weren't allowing you to do in person, but now they were starting to transition to in-person, and some title companies were saying you could, some title companies were saying you couldn't. And so I didn't go to this one, and it was sure enough, one that was like basically, I need these answers, or I'm not, I'm not doing the deal. Like it's like sitting in there, like, this deal's over. And I was like, Wow. So I'm on the phone trying to walk them through it, but I can't see it, and I can't, I don't know what they're talking about, you know. And it's like, so you're trying to like navigate all this stuff and be like, Well, let me call this person, let me call the and so it was just a disaster. But after that, I was like, I don't even care. I'm just gonna I'll sit outside the parking lot if I have to, and sure, I can't go in because of COVID, just be available there, like at the window. I'll just stuff like miming the answers. Exactly. Yell, yell through the window. What do you mean? Um, but yeah, it was it was a bad one. So it generally does not go well if you just kind of poo-poo that off. Some agents don't do it, and I never even thought that was a thing. I didn't know I was like, you don't go to them, and and I've had multiple buyers be like, Oh, I didn't know you were even gonna be here. My other agent never went right.
SPEAKER_01There's a lot of them that don't. I'm really surprised because I've there's a lot of lenders that don't too, because I feel like every time I go, I never see a lender, like yeah. I feel like every time I go, either the the agent or the escrow officer, somebody is like, Oh, hey, it's nice to have a lender here. Yeah, like doesn't happen very often. And sometimes it can be a little harder just with scheduling and stuff, because you know, as you know, for sure.
SPEAKER_00It's not like you know, it's it's not it's not a bad thing if you can't make it, especially lending is not as traditional to do, right? I don't think, but I think as an agent, one gosh, this reminds me, and we were gonna get into this, but I don't think we have time. But like uh a person on social media was like, You're wasting your time as an agent if you're showing up to these signings, and time is money, and really blah, blah, blah. You you know, it it's just clickbait crap. But it was like, you know, and maybe we just run our business differently. And in and on the surface and on the paperwork level, and on the on the numbers level, maybe they're right that you're wasting your time going to these signings and blah blah blah. And I was like, Sure, it's the most absurd thing I've ever heard, and it was total clickbait, but I and I clicked on it because I was like so pissed because I'm like, what is this guy talking about? Um, yeah, but anyways, basically saying it's worthless for agents to go. You shouldn't go. You if you're an important agent, you shouldn't be going to a signing. I was like, uh, if you care about your clients, you should go to a signing. Yes. Like it has nothing to do with like financial or anything. It's like you should be there for your clients. This is the time they're gonna have the most questions on anything uh when they're looking at paperwork signing their life away, you know.
SPEAKER_01So yeah, and and it might not hurt the person to to not go, yeah, but I do think it helps to go. And I think that you know there's not necessarily probably an expectation that that anybody else shows up to the title company to sign. But I think if you do, it's just like it just kind of brings it all full circle. You're you're getting, I mean, you hope that you're getting a really good reaction response, like icing on the cake. Hey, this is so great. Thank you for yeah, thank you for all your help. Kind of getting that like awesome, you know. For sure. I want to get a review from you. Um, yeah, would you be able to say that stuff on the internet for me?
SPEAKER_00Um I just think there's so much can go wrong in title and just random questions that I think of. Almost every single title signing I've gone to, there's just been a question. And it's not bad, it's just like, oh, what is this? I'm like, oh, this, you know, and they're like, okay. You know, but if it's not there, then it's just like, okay, that was not answered. Like, or what, you know, I'll sign it, but what is that? You just an I don't, I just think it's silly. Yeah.
SPEAKER_01Well, and it makes sense too to to be there, I think obviously as much as we can, because when they're signing, you think about how much stuff people are signing between the mortgage and the purchase contracts and addendums and all like so much stuff. Yeah, and I think early on it's like, cool, let's just sign it. We need to get this going. We we you know, time is money, we got to move on. But you get to that closing table, and now it's like everything stops, and you're going, okay, I want to actually understand what it is that we're signing now, because now this is when it's officially done. Whereas before it's like, okay, cool, yeah, we know our numbers, like everything. Yeah, now we're like, wait a second.
SPEAKER_00The final day.
SPEAKER_01We should probably double check what we're signing, that we actually understand what we're doing here.
SPEAKER_00Exactly. I'm gonna put you just on FaceTime when you're if you can't make it. Right. It's gonna prop you up on an iPad.
SPEAKER_01I'll just be sitting there virtually, it'll be like COVID times again. Oh, I love it.
SPEAKER_00Um, well, again, once again, we had all this stuff to talk about, but we're not gonna talk about it. We just already did talk about stuff. So right.
SPEAKER_01Can we can we just briefly talk about how crazy um those couple COVID years were?
SPEAKER_00I don't I Isn't it weird that that that actually happened? I was telling Rory, I was like, you live through a time that you're gonna tell your grandkids about. It just like it just was crazy. I watched this um Netflix documentary that was like fairly recent, but COVID times during like a trial or something, and it's like all the plexiglass and all the everything everyone had. I was like, this what that was absolutely insane.
SPEAKER_01So wild. Dude, I remember thinking in the middle of it, like we're never gonna get back to normal. No, like we're so tired of the world.
SPEAKER_00There was a point of like it was like there's no return. And there's still yeah, there's still people that feel that way, you know? Yeah, like it for people mentally that couldn't handle that, like there's still people
COVID Memories And Toilet Paper Panic
SPEAKER_00that are scared, you know. Um but I'm just glad that like my kids, you know, we were talking about how high schoolers didn't get to go to graduation, no problem, no nothing. Like my kids didn't miss a lot of that stuff, but I'm like, man, how traumatic to be like I just missed like my senior year of high school. I didn't get to go see any of my friends, didn't get to go to anything, didn't get to do anything, no sports, no nothing. I just that was shocking. Hopefully, that's awful too, because that's like your best for a lot of people, it's their best year.
SPEAKER_01It's like your schedule is usually the easiest, it's fun, it's the end of an era for you.
SPEAKER_00I think it's the end of your life, like in the sense of like, you know, you live in high school like this, there's nothing better. Like, yeah, right, yeah, and so it's just crazy, crazy. I know. So, yeah, anyways, yeah. And then the the real estate side of things was nuts too, you know. Right.
SPEAKER_01So yeah, you just throw that in the mix, and yeah, I I really thought for for quite a while, like, we're screwed, we're never getting out of this environment. It's insane.
SPEAKER_00Remember the toilet paper like scare? Like, yes, you were like limited to one thing of toilet paper, like someone decided like we're gonna run out of toilet paper, and out of all the things mass panic of toilet. I remember sitting, like walking through the stores and being like the toilet paper aisle is empty, everything else is fine. I'm just it was chaos, so insane. Like on a human nature study, like just absolutely nuts, but what you can get create humans to do, you know.
SPEAKER_01Uh right, yeah, so crazy toilet paper out of all the things, like that's wrapped up in the panic.
SPEAKER_00I'm like, okay, when we get there, we gotta order it, like we gotta get it. Like, even if we don't need it, it's like someone will steal it. We might not have we only have 30 rolls at home. We need more. Yes, yes. Think about two years from now when we don't have toilet paper, we need to start stacking it up. Uh exactly. Oh, geez. Uh wild toilet. Okay, my man. Well, that was great times. But um, okay. Well, until next time, if you guys uh sign up, subscribe, and watch Adventure with Joe and Cody every week for this information and our live talk on social media every Thursday night.
SPEAKER_01Oh, yeah.
SPEAKER_00That's it. That's it, my man. Okay, we'll talk to you soon.
SPEAKER_01All right, sounds good.
SPEAKER_00See ya.
